This Fine Print in Your Credit Card Contract As a Construction Company Will Likely Bite You in the Butt

Expense Management
8 min
Nov 16, 2022

Before applying for any credit card, it’s important to read and understand the fine print. 

Let’s talk about what you need to be on the lookout for as a construction company.

Here’s What You Need to Look Out for in Your Credit Card Contract

Being part of the construction industry, you understand the importance of thoroughly reading a contract. Reading and understanding your credit card contract should be no different.

Let’s have a look at some of the fine print that can really bite you in the butt as a construction company.

Fees for Authorized Users or Additional Cards

Fees for authorized users or additional cards is a common hidden fee in credit card contracts.

As a construction company, this can be problematic — and pricey.

With several simultaneous projects depending on materials and expenses, you need multiple credit cards and user access to fully utilize your construction team and avoid project delays.

As a credit card specifically designed for the construction industry, Flexbase understands this need and offers zero fees for additional cards and account users.

Annual Fees

Annual fees are not uncommon with credit cards, but if you don’t read the fine print they can take you by surprise. 

Oftentimes, credit cards will waive the annual fee for the first year. However, you’ll still be stuck paying this annual fee in subsequent years if the card is charged. 

Annual fees can cost you hundreds of dollars. It’s important to take a hard look at your cardholder perks to determine if they offset the cost of annual fees.

With the Flexbase card, there are no annual fees, ever.

Expiration Dates for Rewards Points

At first glance, a credit card can appear to have great perks and rewards for cardholders. However, you should always read the fine print to see if perks or rewards have an expiration date.

Credit card rewards don’t have any value if they expire before you can get around to using them. The Flexbase card offers cash rewards that take just seconds to earn.

Avoid Hidden Fees and Stipulations in Your Credit Card Contract With the Flexbase Card

Traditional cards are not designed to solve the unique demands of the construction company. This is where the Flexbase card is different.

Designed specifically for the benefit of construction companies, only the Flexbase card has:

  • No security deposit required
  • Zero hidden fees and no annual fees
  • Cash rewards that you can actually earn
  • 10x the credit limit compared to traditional cards
  • Built-in money management and receipt tracking software
  • Credit limits based on your future invoices
  • And more

Ditch your traditional credit card and apply for the Flexbase Card today.

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